While yoga is often regarded as simply a series of stretches and postures, yoga practice offers many physical and mental benefits. Yoga usually incorporates three practices: postural poses, meditation and controlled breathing exercises. The incorporation of breathing and mindfulness makes yoga a unique practice which has the benefit of calming the nervous system and balancing the mind and body. Mental benefits Just like strength training and cardio target different needs, so does yoga – which is often […]
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5 tips to avoid making bad investment moves
While no one has a ball of fortune with which to predict the future, there are some common mistakes that many investors make, which can be avoided. The basics of investing can seem relatively simple, but it is important to set emotions aside in order to maintain an objective strategy that will benefit you in the long-run, and this can sometimes be quite hard to do. It is, therefore, very helpful to follow certain mechanisms to […]
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8 Behaviours for Financial Freedom
“Man is born free and everywhere he is in chains.” — Jean-Jacques Rousseau The opening sentence of The Social Contract, by revolutionary thinker Jean-Jacques Rousseau, is still just as pertinent today as it was in the 18th century. The book highlights man’s journey from a state of autonomy to the modern condition, which is arguably dominated by a reign of inequality and dependency that not only destroys man’s original happiness and freedom, but also results in […]
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Benefits of behavioural coaching and your finances
A Barclays Wealth study found that people improved substantially in investment decisions as they got older. When people are young — and perhaps less secure in their financial situation — a tendency has been recognised to be controlled by emotional biases that can be detrimental to investment habits. Behavioural economists refer to some typical flaws that are commonly seen in investment decisions as failures of rationality. In order to achieve long-term financial goals, it is, therefore, important […]
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Medical aid considerations
As we begin the run-up to the festive season, sounds of yuletide carols and outdoor concerts will soon fill the air, and you’ll find yourself pondering philosophical questions, such as who exactly likes Christmas pudding and why do we only eat cranberry sauce once a year? With all the merriment, it’s easy to get caught up in advent adventures and forget the more clerical side to the Christmas countdown. For, come the new year, along with […]
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Cancer claims reveal risk trends
Recent statistics made available by Liberty Life reveal that cancer is the leading cause of claims paid by the assurer in 2016. One in four claims paid by Liberty were for cancer, and the proportion of claims for cancer is increasing, even at younger ages. Motor vehicle accidents are typically cited as the reason that young people need disability or income protection cover, but cancer was a greater cause accounting for 12.3% of claims (motor vehicles […]
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Different money personalities
Dealing with money matters can feel like negotiating a minefield for many couples, which is highlighted in this article by Maya on Money. Money has been cited to be the biggest reason for divorce, and differing attitudes towards money in any relationship can cause friction. So let’s take a look at some basic ‘money personalities’ and you can decide with which you most identify. This may not only help you to manage your relationships, but also […]
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Rest… Relax…It’s all in the mind
Experts say that you need at least 14 days of leave from work in order to begin to properly relax. But often that is a luxury few of us get to enjoy. I’m not referring to leave where we still have access to our emails and check them once a day or have a phone call or two from the office here and there. I mean a complete break, with zero work contact. This means that […]
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Inflation Illusion
Old Mutual Balanced Fund manager, Graham Tucker, explains in an article published on Fin24 how many investors suffer from something he calls ‘inflation illusion’. This essentially means that many people aren’t completely aware about the effects of inflation or how much it will impact their savings over time. For example, the average inflation rate of vehicles since 1990 has been 5.8%. This means that a medium-sized sedan that cost ZAR260,000 in 2016 will likely cost ZAR1.05m […]
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Bitcoin: What to make of Digital Currencies
Bitcoins are just one of the over 900 new format currencies known as cryptocurrencies to have emerged over the past few years. As they have become more mainstream in their appeal the price of bitcoins and their crypto-cousins has skyrocketed, causing investors to wonder if they have been missing out. What then is a cryptocurrency, and should we consider these to be potential investments? What is a cryptocurrency? Simply put, a cryptocurrency is a digital global […]
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