Whilst it’s good to have someone on your team (your financial adviser) who knows what’s happening in the markets, it’s not always helpful to relay all that information to you and have you make decisions about it. We can’t control the markets, but we can control our conversations about money. That’s why it’s not always helpful to ask what is happening in the markets; it’s more beneficial to ask what problems we can work on in […]
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Why Mental Health needs our attention
The journey of developing your life can be challenging on your mind and overall well-being. Prioritizing mental health can help us build the resilience we need to find fulfillment at work and in our personal relationships. Often we focus on physical health and the list of things we want to accomplish. It’s important to remember that our body and mind always work together. We need to take care of both! What is mental health? Being mentally […]
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Avoid these investment decisions
Do you know what’s going to happen in the markets tomorrow? Neither do we! All we know is that the markets are an opportunity to invest our money in helping the economy grow, and watching our money grow with it. That’s a really simplistic view, but it helps us extract our emotional reactions from the final decisions that we make. Should we ignore fear? Absolutely not – we should talk about it lots! That’s one of […]
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Global macro trends for SA investors to watch in 2020
Every investor has their own unique style when it comes to the rigorous decision-making process that goes into what to include in their portfolio and how to weight it. January, with the fresh perspective that comes from a break and a new financial year pending, is often the ideal time to take a look at investment decisions from a new angle. One of the most useful ways to do that is the big picture look at […]
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Four ways to invest differently this year
As much as we dislike the idea of New Year’s resolutions, January can bring with it a welcome burst of drive and energy to try and improve things from the previous year. When it comes to improving your investments, instead of focussing on maximising returns (which is never fully in our control), try focussing on the way you invest. Try out these four tips to unleash your best inner investor yet in 2020: Grow your patience […]
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The investors’ tax guide for the 2020 year
In the last few months of the year the personal income tax season hangs over year-end busy-ness like a shroud. Then, the new year begins right away with business’ financial year end looming. The last thing most of us want to think about in January is more tax. But really, January is the best time to start thinking about tax – when you are comparatively freshest, to give you the most time and preparation possible to […]
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Goodwill to all: a closer look at ESG stock options
Swiss banks hold a certain cachet about knowing good from bad investments, and currently the hottest topic on their lips are ESG funds. ESG stock options – or, rather, ‘Environmental, Social and Governance sustainability’ – have been steadily gaining traction among investors in the last few months, emerging into something of a buzzword. Once considered a ‘hippie tree-hugging’ concept, ESG funds are having a moment in the sun (hopefully a sustained moment…). And, in December, they’re […]
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December-proof your investing
December should be a time of peace, cheer and goodwill to all men. But, if you’re a South African investor, it’s the month that likely brings up residual trauma of some decidedly un-jolly happenings from recent years’ Decembers. Cabinet reshuffle. Nenegate. Steinhoff. What is it about the twelfth month of the year that turns the festive season into the silly season? If you’re understandably nervous this time of year as an investor, fear not. While no […]
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Investing masterclass: Four tips for the long game
When it comes to coffee-shop conversations, little is said about the long game in the investment space – it’s often about which asset manager did well this year, what outperformed everything else in the last quarter… etc. But, if you’re an investor, chances are high that you’re saving for future events that have a five-year-plus event-horizon (as we all should!). Here are four thoughts for investors looking to improve their long-term results. If you’re feeling shaky […]
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