Swiss banks hold a certain cachet about knowing good from bad investments, and currently the hottest topic on their lips are ESG funds. ESG stock options – or, rather, ‘Environmental, Social and Governance sustainability’ – have been steadily gaining traction among investors in the last few months, emerging into something of a buzzword. Once considered a ‘hippie tree-hugging’ concept, ESG funds are having a moment in the sun (hopefully a sustained moment…). And, in December, they’re […]
Continue readingMore TagSetting goals and taking stock
How you finish your year is a powerful way to create momentum for the new year. How much you achieved (or didn’t quite manage) this year can inspire how much you aim to achieve next year. In the same way that an athlete pushes harder in every game, or an artist stretches their skills with each new work, so too can we set our sights higher for the year ahead. And, planning for it now presents […]
Continue readingMore TagDecember-proof your investing
December should be a time of peace, cheer and goodwill to all men. But, if you’re a South African investor, it’s the month that likely brings up residual trauma of some decidedly un-jolly happenings from recent years’ Decembers. Cabinet reshuffle. Nenegate. Steinhoff. What is it about the twelfth month of the year that turns the festive season into the silly season? If you’re understandably nervous this time of year as an investor, fear not. While no […]
Continue readingMore TagHow to stay out of the malls
Whilst the holiday season holds many treats and treasures, one of the most stressful errands is shopping for gifts. Finding the perfect gifts for your family, friends and colleagues isn’t a simple job. In addition to trying to find thoughtful and affordable gifts, battling the queues and parking frenzies only adds to the stress. Thankfully you can do your shopping from the comfort of your own home – online. Finding the best online gift sites is […]
Continue readingMore TagWatching what you spend… and what you eat!
With all the treats at the social gatherings, watching both your budget and your diet during the festive season can be a challenge. Whether we’re talking about savings goals, or weight goals, it’s easy to get a little carried away. It’s wonderful to treat your loved ones and enjoy yourself, and during a holiday it’s important to be kind to yourself and let loose a little. However, if you want to enjoy the season to its […]
Continue readingMore TagInvesting masterclass: Four tips for the long game
When it comes to coffee-shop conversations, little is said about the long game in the investment space – it’s often about which asset manager did well this year, what outperformed everything else in the last quarter… etc. But, if you’re an investor, chances are high that you’re saving for future events that have a five-year-plus event-horizon (as we all should!). Here are four thoughts for investors looking to improve their long-term results. If you’re feeling shaky […]
Continue readingMore TagCovering cancer in your senior years
One of the less-pleasant facts to face about life in your 60s, 70s and 80s is the fact that you’re more likely to have health issues. The biggest and most expensive, if you read the claims statistics by insurers out there, is definitely cancer. However, there is good news to be had here, even for those in their advanced years. The good news Fortunately, medicine and research has advanced dramatically and the ‘big C’ has been […]
Continue readingMore TagInvesting in your health
It’s a well-known and accepted fact that the best time to plant a tree was twenty-years ago! It’s easy to look back and wish we’d started or learnt something years previously, being able to see how it could have benefited us in the long run. It follows, then, that if we didn’t start something years ago, and we wish we had… the second-best time to start is now. This is how we start to create and […]
Continue readingMore TagEarning more isn’t the answer
When it comes to building your wealth, it’s not about how much you make, it’s about how you work with what you have. You do not need a larger paycheck, you only need to invest and use your money wisely. Yes, more money gives you a larger budget to work from but that simply needs increased consideration. Here are some tips that will make it easier to build your wealth, even if you do not have […]
Continue readingMore TagWays of coping under pressure
We have all at times felt out of control when given more than we can handle. Everyone has a different way of dealing with life’s pressures; some cope better than others, yet most people struggle to do even the simplest of tasks when faced with too much to handle. Here are a few simple tips that can help you regain your focus and get through your demanding routine at times of being overwhelmed. Take time out […]
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